(Effective Date: January 1, 2015)

 You the reader understand and agree to the following:

  • This document and website and information contained herein are the property of Investor Empowerment Inc.(IEI), and are protected by copyright and intellectual property laws. All rights reserved. This document, website, its contents, or information are only for the purposes of performance analysis, and are neither intended to be, nor are advice of your past, current or future financial decisions, actions or inactions. You are at your own risk in using this information to draw any conclusions or arrive at any decisions, actions or inactions, financial or otherwise.
  • You may not reproduce, retransmit, disseminate, sell, publish or broadcast this information; nor shall you use this information in connection with creating, promoting, trading, marketing products without the express written consent of IEI. You are entitled to use the contents for your private, non-commercial use only.
  • IEI makes no warranties of any kind, whether explicit or implied, about the meaning, usefulness, applicability, completeness, correctness or accuracy of the contents of this document and website. No content, concepts, data, results, information, suggestions, graphs, tables or observations in this document or website are intended for financial or other advice, trading, investing or other financial actions, inactions, or dealing with any financial instruments; they shall not be construed to be advice, direction or suggestions for any financial or non-financial thinking, inactions or actions undertaken by the reader.
  • IEI or its management or employees are not registered financial advisors, nor planners, are not registered with the SEC or any governing agency, and do not hold licenses for any investment advice, trading, brokerage or planning. IEI or its management or employees shall not be liable for any punitive, incidental, special, consequential, indirect or exemplary damages, including but not limited to damages for loss of profits, goodwill, other tangible or intangible losses, mental or physical pain or suffering caused by the use of the contents, or reliance on the contents of this document or website in any manner. The reader agrees to indemnify and hold IEI, its management and employees harmless from any claim or demand, including attorneys’ fees or other costs.
  • All third parties referenced are registered trade names or trademarks or service marks of the respective third parties.
  • FundPOWERSM is a registered service mark belonging to IEI.
  • You agree to use information from this service only for your personal use, and not for any commercial use, or dissemination to others. If you are a financial advisor, planner, fund manager, broker, or other financial industry or investment professional, you will accurately so declare your profession in the registration form, and will abide by the agreement and declaration as above. You will be held liable to IEI for financial and other damages if you disseminate or use this information for your fee based, commission based clients or for other free services provided to your clients or non-clients or anyone else.
  • Information collected through www.efundpower.com (“Website”) includes information collected automatically and information you submit. Information you submit through this Website via input form, electronic mail (email), as an attachment to an email, or other method, is used only by IEI and its employees, agents, contractors, and those acting on behalf of IEI to fulfill delivery of a requested service or information. To contact IEI by means other than email, visit our contact page for more information.
  • We do not automatically collect or store personal information for any purpose. Our Web servers do, however, collect non-personal information automatically to record the IP addresses of visitors, the date and time of access, the pages visited, whether or not the pages were successfully retrieved from our server, and various other status codes and values. This is done so we can better understand how this online environment is being used and accessed.
  • We do not give, sell, or transfer personal information to third parties other than those directly involved in providing a service or fulfilling a request on behalf of IEI, unless we are required to do so by law.
  • This website may contain links to third party websites. These links are provided solely as a convenience for you. We are not responsible for the content or functionality of linked third-party sites and do not make any representation regarding the content, functionality, or accuracy of materials on such third-party websites. If you decide to access a linked third-party website, you do so at your own risk.
  • When you send IEI information through an electronic mail (email) message, input form, post a comment to a blog, or other method you do so at your own risk.
  • Please do NOT send or post credit card numbers, social security numbers, bank account numbers, birth dates, or other such information via email or via blog comment.
  • A “cookie” is a file placed on your computer by a website that allows it to store information there about your visit which can be retrieved at a later time, sometimes without your knowledge. IEI, efundpower and websites linked to by IEI may use cookies now or in the future. You can set your web browser to warn you when placement of a cookie is requested so that you can decide whether or not to accept it. If you completely disable cookies on your web browser, features of this website and others may not work properly.
  • If you purchase a product or service online through IEI or linked websites, we will use your credit card number only to process your payment and will not use it for marketing purposes. For reasons of security, credit card information is not stored on our web servers; it is processed by an authorized third-party payment gateway in a secure environment. We will retain order information for our records, but this information is never shared with third parties other than to fulfill a request for a product, a service, or for information regarding an order.
  • IEI does not warrant that the website will operate error-free, be accessible at all times, or that this website and its servers are free of computer viruses and other harmful goods. If your use of the website or the materials results in the need for servicing or replacing equipment or data, lost productivity, or downtime, IEI bears no responsibility for costs or damages. IEI and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third-parties rights, and the warranty of fitness for particular purpose.
  • By accessing the website, you warrant that you are at least 18 years of age.
  • This Terms of Use & Privacy Policy Document may occasionally be updated. Notice of revisions will be posted here.We will not reduce your rights under our Privacy Policy without your explicit consent, and we expect most changes will be minor. If the changes are substantial, we will provide a more prominent notice (including email notification to subscribers on record). Each version of the Terms of Use &Privacy Policy will be identified at the top of the page by its effective date.
  • This document constitutes IEI’s Terms of Use & Privacy Policy for IEI, efundpower.com and our related sites.
  • If you have questions or comments about this document, please email us at support@efundpower.com.
  • You can also contact IEI via US mail at: Investor Empowerment Inc. 9 Goodnow Ave, Ashland, MA 01721